@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800;900&display=swap');

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  --navy: #0F1F4B;
  --blue: #2B7CC1;
  --light-blue: #4A9FE0;
  --white: #FFFFFF;
  --off-white: #F5F8FC;
  --gray: #6B7280;
  --light-gray: #E2E8F0;
  --text: #0F172A;
  --accent: #1A5FA8;
}

body {
  font-family: 'Inter', 'Segoe UI', Arial, sans-serif;
  color: var(--text);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

/* ─── NAVBAR ─── */
nav {
  background: var(--navy);
  padding: 0 48px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 76px;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 20px rgba(15,31,75,0.25);
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.nav-logo img {
  height: 48px;
  width: auto;
}

.nav-logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}

.nav-logo-text span:first-child {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.04em;
}

.nav-logo-text span:last-child {
  font-size: 0.68rem;
  color: var(--light-blue);
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.nav-links {
  display: flex;
  gap: 32px;
  list-style: none;
}

.nav-links a {
  color: #CBD5E1;
  text-decoration: none;
  font-size: 0.92rem;
  font-weight: 500;
  letter-spacing: 0.03em;
  transition: color 0.2s;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--light-blue);
}

.nav-phone {
  color: var(--light-blue);
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  letter-spacing: 0.02em;
}

/* Hamburger */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  background: none;
  border: none;
  padding: 4px;
}

.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all 0.3s;
}

/* ─── HERO ─── */
.hero {
  background: linear-gradient(150deg, #0a1635 0%, #0F1F4B 45%, #1a3a7a 75%, #1e5498 100%);
  color: var(--white);
  padding: 110px 48px 100px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -100px;
  right: -100px;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(43,124,193,0.14) 0%, transparent 70%);
  border-radius: 50%;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -80px;
  left: -80px;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(255,255,255,0.04) 0%, transparent 70%);
  border-radius: 50%;
}

.hero-badge {
  display: inline-block;
  background: rgba(75,159,224,0.18);
  border: 1px solid rgba(75,159,224,0.4);
  color: var(--light-blue);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 6px 18px;
  border-radius: 20px;
  margin-bottom: 24px;
}

.hero h1 {
  font-size: clamp(2.2rem, 5vw, 3.5rem);
  font-weight: 900;
  line-height: 1.12;
  margin-bottom: 22px;
  max-width: 780px;
  margin-left: auto;
  margin-right: auto;
  letter-spacing: -0.02em;
}

.hero h1 span {
  color: var(--light-blue);
}

.hero p {
  font-size: 1.1rem;
  color: #CBD5E1;
  max-width: 560px;
  margin: 0 auto 36px;
  line-height: 1.7;
}

.hero-buttons {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

.btn-primary {
  background: var(--blue);
  color: var(--white);
  padding: 15px 34px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 700;
  font-size: 1rem;
  letter-spacing: 0.01em;
  transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
  display: inline-block;
  box-shadow: 0 4px 14px rgba(43,124,193,0.35);
}

.btn-primary:hover {
  background: var(--accent);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(43,124,193,0.45);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  padding: 15px 34px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 600;
  font-size: 1rem;
  border: 2px solid rgba(255,255,255,0.35);
  transition: border-color 0.2s, background 0.2s;
  display: inline-block;
}

.btn-outline:hover {
  border-color: var(--light-blue);
  background: rgba(75,159,224,0.12);
}

/* ─── TRUST BAR ─── */
.trust-bar {
  background: var(--white);
  border-bottom: 2px solid var(--light-gray);
  padding: 20px 48px;
  display: flex;
  justify-content: center;
  gap: 44px;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: 0.01em;
}

.trust-item svg {
  color: var(--blue);
  flex-shrink: 0;
}

/* ─── STATS BAR ─── */
.stats-bar {
  background: var(--navy);
  padding: 48px 48px;
  display: flex;
  justify-content: center;
  gap: 0;
  flex-wrap: wrap;
}

.stat-item {
  flex: 1;
  min-width: 180px;
  max-width: 240px;
  text-align: center;
  padding: 16px 24px;
  border-right: 1px solid rgba(255,255,255,0.1);
}

.stat-item:last-child {
  border-right: none;
}

.stat-number {
  font-size: 2.4rem;
  font-weight: 900;
  color: var(--white);
  letter-spacing: -0.02em;
  line-height: 1;
  margin-bottom: 6px;
}

.stat-number span {
  color: var(--light-blue);
}

.stat-label {
  font-size: 0.8rem;
  font-weight: 500;
  color: #94A3B8;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

/* ─── SECTIONS ─── */
section {
  padding: 80px 40px;
  max-width: 1100px;
  margin: 0 auto;
}

.section-label {
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 12px;
}

.section-title {
  font-size: clamp(1.7rem, 3.5vw, 2.4rem);
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 16px;
  line-height: 1.18;
  letter-spacing: -0.02em;
}

.section-sub {
  font-size: 1.05rem;
  color: var(--gray);
  max-width: 580px;
  line-height: 1.7;
}

/* ─── SERVICES GRID ─── */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
  margin-top: 48px;
}

.service-card {
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: 12px;
  padding: 32px 28px;
  transition: box-shadow 0.25s, transform 0.25s, border-color 0.25s;
  border-top: 3px solid var(--blue);
}

.service-card:hover {
  box-shadow: 0 12px 40px rgba(15,31,75,0.12);
  transform: translateY(-5px);
  border-top-color: var(--light-blue);
}

.service-icon {
  width: 52px;
  height: 52px;
  background: linear-gradient(135deg, #EBF4FD 0%, #D6EAF8 100%);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  color: var(--blue);
}

.service-card h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
}

.service-card p {
  font-size: 0.9rem;
  color: var(--gray);
  line-height: 1.6;
}

/* ─── ABOUT / SPLIT ─── */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.split-content .section-sub {
  margin-bottom: 24px;
}

.check-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 24px;
}

.check-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.95rem;
  color: var(--navy);
  font-weight: 500;
}

.check-list li::before {
  content: '';
  width: 20px;
  height: 20px;
  background: var(--blue);
  border-radius: 50%;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
  flex-shrink: 0;
}

.split-visual {
  background: linear-gradient(135deg, var(--off-white) 0%, #dde8f5 100%);
  border-radius: 16px;
  padding: 48px 36px;
  text-align: center;
}

.info-card {
  background: var(--white);
  border-radius: 10px;
  padding: 24px;
  margin-bottom: 16px;
  box-shadow: 0 2px 12px rgba(27,42,94,0.08);
  text-align: left;
}

.info-card:last-child { margin-bottom: 0; }

.info-card .label {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 6px;
}

.info-card .value {
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
}

/* ─── INSURANCE SECTION ─── */
.insurance-section {
  background: var(--off-white);
  padding: 80px 48px;
  border-top: 1px solid var(--light-gray);
  border-bottom: 1px solid var(--light-gray);
}

.insurance-inner {
  max-width: 1100px;
  margin: 0 auto;
}

.insurance-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
  margin-top: 48px;
}

.ins-card {
  background: var(--white);
  border-radius: 12px;
  padding: 32px 28px;
  border-left: 4px solid var(--blue);
  box-shadow: 0 4px 20px rgba(15,31,75,0.07);
  transition: box-shadow 0.2s, transform 0.2s;
}

.ins-card:hover {
  box-shadow: 0 8px 32px rgba(15,31,75,0.12);
  transform: translateY(-3px);
}

.ins-card h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 12px;
}

.ins-card p {
  font-size: 0.9rem;
  color: var(--gray);
  line-height: 1.65;
}

/* ─── CONTACT BAR ─── */
.contact-bar {
  background: linear-gradient(135deg, #0a1635 0%, var(--navy) 50%, #1a3a7a 100%);
  color: var(--white);
  padding: 72px 48px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.contact-bar::before {
  content: '';
  position: absolute;
  top: -60px; right: -60px;
  width: 300px; height: 300px;
  background: radial-gradient(circle, rgba(43,124,193,0.12) 0%, transparent 70%);
  border-radius: 50%;
}

.contact-bar h2 {
  font-size: 1.9rem;
  font-weight: 800;
  margin-bottom: 12px;
}

.contact-bar p {
  color: #CBD5E1;
  margin-bottom: 32px;
  font-size: 1rem;
}

.contact-details {
  display: flex;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
  margin-top: 32px;
}

.contact-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}

.contact-item .clabel {
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--light-blue);
  font-weight: 600;
}

.contact-item .cvalue {
  font-size: 1rem;
  font-weight: 600;
  color: var(--white);
}

.contact-item a {
  color: var(--white);
  text-decoration: none;
}

.contact-item a:hover {
  color: var(--light-blue);
}

/* ─── FOOTER ─── */
footer {
  background: #080F25;
  color: #94A3B8;
  padding: 40px 48px;
  text-align: center;
  font-size: 0.85rem;
  border-top: 1px solid rgba(255,255,255,0.06);
}

footer .footer-links {
  display: flex;
  justify-content: center;
  gap: 24px;
  margin-bottom: 16px;
  flex-wrap: wrap;
}

footer .footer-links a {
  color: #94A3B8;
  text-decoration: none;
  transition: color 0.2s;
}

footer .footer-links a:hover {
  color: var(--light-blue);
}

footer .footer-copy {
  color: #64748B;
  font-size: 0.8rem;
}

/* ─── INTERIOR PAGE HERO ─── */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, #1e3a7a 100%);
  color: var(--white);
  padding: 60px 40px 50px;
  text-align: center;
}

.page-hero h1 {
  font-size: clamp(1.8rem, 4vw, 2.6rem);
  font-weight: 800;
  margin-bottom: 10px;
}

.page-hero p {
  color: #CBD5E1;
  font-size: 1rem;
  max-width: 500px;
  margin: 0 auto;
}

/* ─── LEGAL PAGES ─── */
.legal-content {
  max-width: 800px;
  margin: 0 auto;
  padding: 60px 40px;
  line-height: 1.8;
  color: var(--text);
}

.legal-content h2 {
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--navy);
  margin: 36px 0 12px;
}

.legal-content p {
  margin-bottom: 16px;
  color: #374151;
}

.legal-content ul {
  margin: 0 0 16px 24px;
  color: #374151;
}

.legal-content ul li {
  margin-bottom: 8px;
}

/* ─── RESPONSIVE ─── */
@media (max-width: 768px) {
  nav {
    padding: 0 20px;
    flex-wrap: wrap;
    height: auto;
    padding-top: 16px;
    padding-bottom: 16px;
  }

  .nav-links {
    display: none;
    width: 100%;
    flex-direction: column;
    gap: 0;
    background: var(--navy);
    padding: 12px 0 8px;
  }

  .nav-links.open {
    display: flex;
  }

  .nav-links a {
    padding: 10px 0;
    border-bottom: 1px solid rgba(255,255,255,0.08);
  }

  .hamburger {
    display: flex;
  }

  .nav-phone {
    font-size: 0.82rem;
  }

  .hero {
    padding: 70px 20px 60px;
  }

  .trust-bar {
    padding: 18px 20px;
    gap: 20px;
  }

  section {
    padding: 56px 20px;
  }

  .split {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .split-visual {
    order: -1;
  }

  .insurance-section {
    padding: 56px 20px;
  }

  .contact-bar {
    padding: 50px 20px;
  }

  footer {
    padding: 28px 20px;
  }

  .legal-content {
    padding: 40px 20px;
  }
}

@media (max-width: 480px) {
  .hero-buttons {
    flex-direction: column;
    align-items: center;
  }

  .btn-primary, .btn-outline {
    width: 100%;
    max-width: 280px;
    text-align: center;
  }

  .contact-details {
    flex-direction: column;
    gap: 24px;
  }
}